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Saudi resident tools.

Check your National Address format and use practical Saudi planning calculators for finance and VAT.

Property buying costs

Makkah & Madinah Property Cost Calculator

Estimate your purchase budget, 5% property tax, applicable REGA disposal fee, brokerage, service VAT and quoted legal charges.

Calculate property buying costs ↗
Saudi resident essential

Saudi National Address readiness checker

Check whether you have the core National Address fields used in Saudi Arabia before you open the official SPL service. This tool checks format only; it does not access government records.

Usually 4 letters followed by 4 digits.

Privacy: this check runs in your browser. Do not enter your Iqama number, password or other identity credentials.

Why this matters in KSA. The National Address is the approved residence/work address used across government, banking, insurance and delivery services. From 1 January 2026, postal service providers must not accept shipments that are not labelled with a National Address.

National Address in Saudi Arabia: what residents should know

Saudi Arabia uses the National Address as an approved, standardised address for individuals and organisations. Saudi Post | SPL lists the service for both citizens and residents, and registration is free. The address supports government, banking, insurance, e-commerce and delivery services.

What are the National Address components?

The standard address includes six main parts: Building Number, Street Name, District, City, Postal Code and Secondary Number. SPL also provides a Short Address, a compact code made up of four letters and four digits, such as RAGI2929.

Why should residents keep it updated?

The National Address is used as an official reference for residence and work addresses. Saudi Central Bank rules link National Address information to services including bank-account updates, insurance and financing. A 2025 SAMA circular also states that, from 1 January 2026, postal service providers must not accept shipments that are not labelled with the National Address.

How do I register or update it?

Use the official Saudi National Address service. The government service allows eligible users to register electronically, while the National Address management service lets citizens and residents update their registered address or obtain proof of address. SMCE does not collect your login details and does not connect to Absher, Nafath or SPL accounts.

What does this checker actually verify?

It only checks whether the information you type follows the expected field format. It cannot confirm that an address exists, belongs to you or matches government records. Final verification, registration and updates must be completed through the official Saudi service.

Employment rights

Saudi End-of-Service Benefits Calculator

Estimate your end-of-service award using service dates, last wage and the general Saudi Labour Law resignation scale.

Open calculator ↗

Saudi resident tools

Use these planning tools without creating an account. SMCE does not access Absher, Nafath, CHI, ZATCA, bank or government records.

Residency & travel

Exit/Re-Entry Duration Calculator

Calculate the number of days between your planned exit and return dates and compare the return date with your Iqama expiry.

Absher applies additional conditions. Its guidance states that a "Return Before" date can be set up to 7 days before residency expiry, and other validity rules may apply.

Open Absher ↗
Residency

Iqama Expiry / Renewal Planner

See how many days remain before your resident identity expires and prepare for the official renewal process.

Official renewal routeResident identity renewal is completed through the relevant Absher/Absher Business service. Requirements and fees depend on the case.
Official Iqama renewal service ↗
Saudi dates

Hijri ↔ Gregorian Date Converter

Convert dates using your browser's Umm al-Qura calendar support.

Calendar implementations can differ at boundaries. Confirm legally significant dates with the relevant Saudi authority.

Work calendar

Saudi Working Days Calculator

Count working days between two dates using Friday and Saturday as the default weekend. Add any holidays or non-working dates that apply to you.

Actual work schedules and holidays vary by employer and sector. This is a planning calculator.

Health insurance

Health Insurance Guide + Official Check

The Council of Health Insurance provides the official insurance-information inquiry. It can search using a valid National ID, passport number, border number or visa number and returns the result instantly.

Privacy firstDo not enter your ID or policy number into SMCE. Use the official CHI service for the actual insurance lookup.
Check insurance on CHI ↗
ZATCA planning

Saudi VAT Registration Threshold Checker

Compare annual taxable revenue with the standard Saudi VAT registration thresholds published by ZATCA.

Standard thresholds: mandatory above SAR 375,000; voluntary above SAR 187,500 and below the mandatory threshold. Special rules can apply, including for some non-residents.

Official ZATCA VAT registration ↗
Personal finance

Debt Burden Ratio Calculator

Calculate how much of your monthly income is already committed to credit obligations.

SAMA limits vary by income, product and customer circumstances. This tool calculates ratios only and does not assess finance eligibility.

SAMA responsible lending rules ↗
Driving

Saudi Driving Licence Renewal Planner

Check the time remaining on your licence and prepare the main renewal items before using Absher.

The official service offers renewal periods of 2, 5 or 10 years and requires applicable conditions such as fees and a medical examination.

Official driving licence renewal service ↗
Personal budget

Saudi Cost-of-Living Calculator

Build your own monthly Saudi budget instead of relying on a generic city average.

Digital government

Nafath / Absher Troubleshooting Hub

Choose the problem you are facing and get the safest next step without sharing passwords, PINs or verification codes.

SecurityNever share your Nafath PIN, Absher password or one-time verification code with SMCE or an unofficial helper.
Official Nafath access guide ↗
Starting-point finder

What would you like to do?

This finds relevant information. It does not assess approval or eligibility.

Planning calculator

Monthly repayment illustration

Illustration using equal monthly payments, a fixed nominal annual rate divided by 12, and reducing balance. Excludes fees, insurance, taxes and balloon payments. Not an APR calculation or a provider quotation. Actual Islamic and conventional product structures can differ.

Arithmetic tool

VAT amount calculator

Enter the rate that applies to your transaction. This tool does not determine tax treatment, registration obligations or exemptions.