Questions to prepare before your enquiry
A useful enquiry describes what you need, the facts that affect it, and the outcome you expect. Keep copies of written quotations and clarify exclusions before agreeing to a service.
- Describe the people, assets or risks you need to cover.
- Compare coverage limits, deductibles, exclusions and territorial scope.
- Ask about waiting periods, disclosure requirements and pre-existing-condition provisions where relevant.
- Review the claims process, cancellation terms and renewal conditions.
- Compare the actual policy wording, not only the headline premium.
Turn your checklist into a brief
Summarise your circumstances, location, desired timeline and the questions still unanswered. At the enquiry stage, avoid sharing identity documents, banking passwords or sensitive records. A provider can explain its secure document process if you proceed.
Official reference · Insurance Authority — licences
Send my enquiry ↗Check the relevant insurance entity and its permitted activities.
View official source ↗Reference selected 6 September 2026. SMCE’s checklist is general preparation information, not an eligibility determination.